Farm Insurance

Combination of Personal & Commercial Insurance

Farm insurance can be seen as a combination of personal and commercial insurance or a hybrid since a farm policy can implement and offer similar coverages as their personal and commercial counterparts. Typically, a farm policy will offer coverages for the dwelling, outbuildings, equipment, livestock, hay, and grain.

Other coverages to ask your agent about:

Replacement cost on outbuildings
Special Form coverage for outbuildings, farm machinery, equipment, and tools
$0 deductible for cab glass
Peak Season
Farm Extra Expense
Employer’s Liability
Property Damage Liability for Spray Drift of Agricultural Chemicals
Farm Pollution/Clean-Up Liability
Scheduled Farm Personal Property
Unscheduled Farm Personal Property (Blanket) 

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